Innovative Carrier products are trusted in more homes than any other brand–and financing is no different. Through our relationship with Wells Fargo Financial National Bank, and as a Factory Authorized Dealer for Carrier, we offer a variety of flexible options for financing your new Carrier product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing provided by Wells Fargo Financial National Bank, you’ll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Click on the “Apply Now” button below and complete the application for pre-approval. (Your application will be processed immediately and you will receive a credit decision shortly after submitting.)

Microf “No Credit Check” HVAC Financing Option


Cool Cash is Back!

Get rebates up to $1,650 or up to 60 Month Financing on qualifying Carrier Systems!

Offer valid between March 1st, 2018 and May 31st, 2018.

Claims must be filed before 6pm CST on June 30th, 2018. Only Carrier® systems or units purchased from participating dealers during the sales period and installed by the end of the installation period are eligible for the Cool Cash promotions. Other restrictions may apply. Call Payne Air Conditioning & Heating Inc. at 863-686-6163 for more information.

Utility Rebates

Receive up to $300 in Utility Rebates with the purchase of a qualifying system.